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UOB CashPlus Personal Loan

Benefits

  • UOB CashPlus Personal Loan gives you extra cash and rewards you at the same time.
  • With one of the lowest rates in town, you can now enjoy the extra cash and repay in affordable monthly repayment amount over a period of 12 to 60 months.

Apply Directly with Bank

Interest Rates

For approval loan amount of S$10,000 and above

Loan Tenor (months) Processing Fee (%) Flat Rates (%) Effective Interest Rates (% p.a)
12
1.5
7.60
16.60
24
1.5
7.60
15.49
36
1.5
7.60
14.92
48
1.5
7.60
14.49
60
1.5
7.60
14.15

For approval loan amount of less than S$10,000

Loan Tenor (months) Processing Fee (%) Flat Rates (%) Effective Interest Rates (% p.a)
12
1.8
8.00
17.88
24
1.8
8.00
16.51
36
1.8
8.00
15.82
48
1.8
8.00
15.33
60
1.8
8.00
14.93

Note: The Effective Interest Rate (EIR) is the actual rate incurred for using the loan facility, taking into account of the total charges and the way the repayment is made. Thereafter, the prevailing interest rate will apply. The disbursed amount will be nett of the processing fee of the approved loan amount.

^ All applicants must be existing UOB CashPlus account holders. Please note that the UOB CashPlus Personal Loan is not applicable to those enjoying promotional interest rates on their UOB CashPlus accounts.

With effect from 1 October 2012, CashPlus Instalment Loan has been renamed to CashPlus Personal Loan. The terms and conditions governing CashPlus Personal Loan will apply to CashPlus Instalment Loan.

Eligibility

  • UOB CashPlus Personal Loan is only applicable to existing UOB CashPlus account holders
  • Aged 21 to 60 years old
  • Earning a minimum annual income of S$30,000

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