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Dash Advance Personal Loan


  • Attractive interest rates starting as low as 4.98% p.a. (EIR 9.21% p.a.)**
  • Upload documents just by taking a photo
  • Get Approval-In-Principle# in 60 seconds
  • Up to 4X your monthly salary (maximum $200,000). If your annual income is $30,000 and above.
  • Up to 2X your monthly salary. If your annual income is between $20,000 to $29,999.

Apply Directly with Bank

Interest Rates

For Approved Loan Amount: $75,000 and above

Loan Tenor AR (% p.a.) EIR1(% p.a.)
1-year 4.98 9.44
2-year 4.98 9.49
3-year 4.98 9.41
4-year 4.98 9.31
5-year 4.98 9.21

For Approved Loan Amount: $74,999 – $15,000

Loan Tenor AR (% p.a.) EIR2(% p.a.)
1-year 7.8 16.01
2-year 7.8 15.35
3-year 7.5 14.39
4-year 7.5 14.06
5-year 6.88 12.75

For Approved Loan Amount: $14,999 – $5,000

Loan Tenor AR (% p.a.) EIR3(% p.a.)
1-year 8.58 19.34
2-year 8.58 17.76
3-year 8.38 16.63
4-year 8.38 16.08
5-year 8.08 15.16

For Approved Loan Amount: $4999 and below

Loan Tenor AR (% p.a.) EIR4(% p.a.)
1-year 9.8 27.56
2-year 9.8 23.14
3-year 10.8 22.99
4-year 10.8 21.80
5-year 10.8 20.92

AR: Applied/Flat Interest Rate EIR: Effective Interest Rate

1 is based on average loan amount of $100,000, 2 is based on average loan amount of $20,000, 3 is based on average loan amount of $10,000,4 is based on average loan amount of $4,000.

The Applied Rates of 4.98% p.a. and 6.88% p.a. are valid for Dash Advance applications submitted and approved by 30 June 2015.

** Interest rate applies for approved loan amount of $75,000 and above, the EIR is calculated taking into consideration the first year annual fee of $199 and is based on the average loan amount of $100,000 and loan tenor of 5 years.


  • Singapore Citizen and Singapore Permanent Resident with minimum annual income of S$20,000
  • Foreigner (with Employment Pass) with minimum annual income of S$60,000
  • Between 21 to 65 years old
  • You can sign up for Dash Advance regardless of your telco relationship, all Singtel, Starhub and M1 mobile customers are welcome.


  • First year’s annual fee: S$199
  • Early redemption fee: S$250 or 3% of outstanding principal, whichever is higher
  • Tenor change fee: S$50 per change

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