- Instalment Loan to help you manage your financial needs better
- Lower interest rate (1.75% per month)
- Flexible repayment period of up to 36 months
- Credit Limit of up to 2X monthly income
|Tenure||12 months||24 months||36 months|
|Effective Interest Rate||17.97%||19.02%||19.57%|
|Nominal Interest Rate||10.00%||10.50%||11.00%|
The loan amount will be deposited into the bank account of your choice within 3-5 days of approval.
- Age: 21 years old and above
- For Singaporeans and PRs only
- Annual income above $20,000 and below S$30,000
- Not an existing Citibank Credit Card (except for Citi Clear Card) or Ready Credit customer
A copy of your NRIC/passport, latest original computerized payslip or Tax Notice of Assessment or last 12 months’ CPF statement.
A copy of your NRIC/passport, last 2 years’ Income Tax Notice of Assessment and last 3 months’ bank statements.
- Annual fee: S$90 (first year annual fee waived)
- Cancellation fee: 3% of outstanding unbilled principal amount or S$100 whichever is higher.