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ANZ MoneyLine

Benefits

  • One of the lowest rate in town
  • Flexibility to choose from loan tenures of 12, 24, 36, 48 or 60 months.
  • Savings on interest charges with rates as low as 0.48% per month (EIR 10.91% p.a.).

Apply Directly with Bank

Interest Rates

(i) Loan Amount Below S$15,000

TENURE PROMOTIONAL FLAT INTEREST RATE P.A. (EIR* P.A.)
12 months 5.8% (11.79%)
24 months 6.8% (13.22%)
36 months 7.2% (13.64%)
48 months 7.8% (14.37%)
60 months 7.8% (14.10%)

(ii) Loan Amount S$15,000 to below S$30,000

TENURE PROMOTIONAL FLAT INTEREST RATE P.A. (EIR* P.A.)
12 months 5.8% (11.29%)
24 months 6.5% (12.42%)
36 months 6.8% (12.76%)
48 months 7.2% (13.23%)
60 months 7.2% (13.01%)

(iii) Loan Amount S$30,000 and above

TENURE PROMOTIONAL FLAT INTEREST RATE P.A. (EIR* P.A.)
12 months 5.8% (10.91%)
24 months 6.5% (12.22%)
36 months 6.6% (12.27%)
48 months 6.6% (12.11%)
60 months 6.6% (11.93%)

A one-time processing fee of S$80 is applicable for all loan tenures. Loan amounts referred to in the table are approved loan amounts.

* The Effective Interest Rate (EIR) is calculated taking into consideration the S$80 processing fee and based on an approved loan amount of S$12,000 under loan category (i), an approved loan amount of S$20,000 under loan category (ii) and an approved loan amount of S$40,000 under loan category (iii). An early repayment fee applies for payment made before the expiry of the loan tenure. The interest is calculated on a reducing balance basis.

Eligibility

  • Singapore Citizens and Permanent Residents: Minimum income of S$30,000 p.a.
  • Foreigners: Minimum income of S$60,000 p.a.
  • Between 21 and 65 years of age.

Documents Required

  • Singapore Citizens and Permanent Residents: Copy of your Identification Card (front and back) and with the following documents.
  • Foreigners: Copy of your valid Employment Pass (valid for at least 9 months) and copy of your Passport and Proof of residence and with the following documents.

For Salaried Employees / Commission-based Earners

Online CPF Statement submission or any of the following documents:

  • Printed CPF Statement for the last 6 months
  • Latest computerized payslip
  • Latest Income Tax Notice of Assessment
  • Commission Statement from your company for the last 6 months.

For Self-Employed

  • Income Tax Notice of Assessment for the last 2 years.

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