ANZ MoneyLine Term Loan (New Customers)


  • Flexibility to choose from loan tenures of 12, 24, 36, 48 or 60 months.
  • Savings on interest charges with low interest rates.
  • Access to cash on the same day with MoneyLine Express.

Apply for an ANZ MoneyLine Term Loan before 31 May 2015 and enjoy the following benefits:

  • Enjoy rates as low as 6.6% p.a. (EIR 11.90% p.a.).
  • 30-day Loan Return option with no charges.
  • Waiver of early repayment fee for loans paid up after the first year.

Apply Directly with Bank

Interest Rates

(i) Loan Amount below S$15,000

12 months 7.2% (14.29%)
24 months 7.2% (13.94%)
36 months 7.8% (14.67%)
48 months 7.8% (14.37%)
60 months 7.8% (14.10%)

(ii) Loan Amount S$15,000 to below S$30,000

12 months 6.8% (12.93%)
24 months 6.8% (12.88%)
36 months 7.2% (13.40%)
48 months 7.2% (13.18%)
60 months 7.2% (12.97%)


(iii) Loan amount S$30,000 and above

12 months 6.6% (12.22%)
24 months 6.6% (12.33%)
36 months 6.6% (12.22%)
48 months 6.6% (12.07%)
60 months 6.6% (11.90%)


A one-time processing fee of S$80 is applicable for all loan tenures. Loan amounts referred to in the table are approved loan amounts.

+ The Effective Interest Rate is calculated taking into consideration the $80 processing fee and based on an approved loan amount of S$12,000 under loan category (i); an approved loan amount of S$25,000 under loan category (ii); and an approved loan amount of S$60,000 under loan category (iii). An early repayment fee of S$150 applies for full repayment made within the first year of the tenure. In the event that the loan amount is returned within 30 days from approval of the loan, the early repayment fee and processing fee will be waived. The interest is calculated on a reducing balance basis.


  • Singapore Citizens and Permanent Residents: Minimum income of S$30,000 p.a.
  • Foreigners: Minimum income of S$60,000 p.a.
  • Between 21 and 65 years of age.

Documents Required

  • Singapore Citizens and Permanent Residents: Copy of your Identification Card (front and back) and with the following documents.
  • Foreigners: Copy of your valid Employment Pass (valid for at least 9 months) and copy of your Passport and Proof of residence and with the following documents.

For Salaried Employees / Commission-based Earners

Online CPF Statement submission or any of the following documents:

  • Printed CPF Statement for the last 6 months
  • Latest computerized payslip
  • Latest Income Tax Notice of Assessment
  • Commission Statement from your company for the last 6 months.

For Self-Employed

  • Income Tax Notice of Assessment for the last 2 years.


Processing Fee
A nominal fee of S$50 will be charged upon approval of ANZ MoneyLine account.

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