- Earn 10 Rewards for every $1 spent on clothes, bags and shoes
- Earn 10 Rewards for every $1 spent at departmental stores
- Earn 10 Rewards for every $1 spent at online shopping websites
- Up to 40% with selected online shopping sites
- Free cabin luggage with Swarovski crystals (1)
- 10 Rewards Points for every S$1 spent on clothes, bags and shoes or at departmental stores or online shopping websites.
- Up to 40% off Online Shopping at ZALORA, Luxola, Klareti, ShopBack and more
- Up to 10% rebate at over 700 merchant outlets
- 5% cash rebates on online shipping fee
- 20X rewards points for every S$1 spent on Expedia and Kaligo
- 7% cashback on every S$1 spent with Booking.com and Agoda
- Up to 10% discounts on air fares with Emirates
- Complimentary travel insurance
- Up to 14% savings on petrol at Esso
- Up to 13.6% savings on fuel at Shell
- Complimentary entry to Zouk and Velvet Underground on selected days
- Buy 1 get 1 free for drinks at Zouk Wine Bar and Velvet Underground on selected days
- 1-for-1 deals at listed restaurants
- Up to 10% Citi Rebate and redeem at over 700 locations, including Burger King, Starbucks and Subway.
- Dining deals with discounts up to 10% islandwide
- Rewards Points can be used to offset your purchase or redeem for vouchers instantly at 500+ instant rewards outlets
- Rewards Points can be converted into Miles on your preferred Frequent Flyer programme. 10 Rewards points = 4 miles.
- Validity for Rewards Points = 5 years
- Some popular choices of redemptions are: 500 Krisflyer miles = 1,250 Rewards Points| Swensen’s S$20 Voucher = 4,850 Rewards Points| Crystal Jade S$20 Voucher = 4,900 Rewards Points| Robinson S$20 Gift Voucher = 4,900 Rewards Points| TANGS S$20 Gift Card = 4,960 Rewards Points| BEST DENKI S$50 Voucher = 11,600 Rewards Points| Sony Centre S$100 Voucher = 24,750 Rewards Points| TOYS “R” US S$10 Voucher = 2,680 Rewards Points| Cash Rebate S$10 = 3,600 Rewards Points
- Quick calculation shows that if all your spends are eligible for 10x reward you will earn 1 Krisflyer mile for every S$0.25 spent and S$1 voucher for approximately every S$24.5 spent (depends on brands and amount of voucher), otherwise you will have to spend S$2.5 and S$245 to earn 1 Krisflyer mile and S$1 voucher, respectively
- Citi Rebate has no expiry. No limits on the accumulation of Citi Rebate.
Review Summary and Card Conditions
- Annual fee: S$192.60
- Annual fee (supplementary): S$96.30
- Min. age: 21
- Min. age (supplementary): 18
- Min. annual income: S$30,000
- Min. annual income (foreigners): S$42,000
- Interest: 24%
- Fee waiver: 1 year
Need a new credit card? Till 30 April 2017, apply for any of these credit cards and get up to S$500 NTUC, Takashimaya and TungLok vouchers for FREE! You will get FREE voucher upon card approval, on top of existing bank’s sign up gifts – no minimum spend, no hidden requirements, absolutely FREE!