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Citibank DIVIDEND Credit Card

  • Up to 5% savings on all groceries and health & beauty / pharmacies spend
  • Up to 18.3% savings at Esso and 18.1% at Shell fuel stations and up to 5% cashback at all other fuel stations
  • Up to 2% cash back on all dining spend
Apply with Bank


  • Up to 5% off on groceries with preferred partners including Cold Storage, Giant, ShengSiong, Jason, Market Place
  • Up to 18.3% discount at Esso
  • Up to 18.1% discount at Shell
  • Up to 5% saving at all other stations
Health & Beauty
  • Up to 5% savings on all groceries and health & beauty / pharmacies spend at Guardian, GNC and Watsons
  • Enjoy complimentary travel insurance
  • 5% cashback for flight and hotel bookings with Expedia
  • 10% Cash rebate on all eligible PayPass transactions made at Comfort/CityCabs
  • Up to 6% savings at Tangs (up to 12% on special days)
  • Save 5% on online shipping fees
  • Earn up to 10% rebate at over 700 merchant outlets
  • Enjoy 0.5% savings on all spends.

Review Summary and Card Conditions

  • Summary
  • Conditions
  • Annual fee: S$192.60
  • Annual fee (supplementary): S$96.30
  • Min. age: 21
  • Min. annual income: S$30,000
  • Min. annual income (foreigners): S$42,000
  • Interest: 24%
  • Fee waiver: 1 year
Exclusive: Apply for a card and get $100 Takashimaya vouchers on top of existing bank's welcome gift. Apply for 2 cards and get $200 Takashimaya vouchers! For more details and to apply, click here.

Don't Miss These:

  1. Till 31 Mar 2018, enjoy 1-for-1 dinner buffet at Marriott Cafe, with DBS/POSB cards. Reserve Online Now – Marriott Cafe
  2. Enjoy 1-for-1 daily lunch and dinner buffet promotions at Escape Restaurant and Lounge (One Farrer Hotel), with HSBC cards! Valid till 30 Apr 2018. Reserve Online Now – Escape Restaurant & Lounge
  3. From 1 Mar 2018, enjoy 1-for-1 buffet promotions at Atrium Restaurant. One-day advance reservation required. Reserve Online Now – Atrium Restaurant
  4. Enjoy 50% off every 2nd diner for lunch/dinner buffet at Orchard Café (Orchard Hotel), with UOB cards. Valid till 30 Apr 2018. Reserve Online Now – Orchard Café
  5. Enjoy 1-for-1 dinner buffet at Seasonal Tastes with DBS/POSB cards, till 31 May 2018. Advanced order of 3 working days is required. Reserve Online Now – Seasonal Tastes
  6. Till 31 Mar 2018, enjoy 1-for-1 Lunch Buffet at Triple Three, with DBS/POSB or UOB cards. Reserve Online Now – Triple Three
  7. Enjoy 1-for-1 dinner buffet at Café Mosaic, with OCBC cards, till 30 Jun 2018. Reserve Online Now - Cafe Mosaic

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Maybank World Mastercard

This is another good choice for rewards card, especially if you travel a lot and would like to have privileged access to JetQuay.

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