Advertisement

Home » Best Credit Card - Singapore » CIMB » CIMB Classic Mastercard

CIMB Classic Mastercard

  • No annual fees
  • No minimum income requirement for tertiary student
  • A comfortable credit limit of S$500

Advertisement

Apply Directly with Bank

Benefits

Experience year after year of financial freedom – without joining or annual fees, ever
Enjoy exclusive offers, discounts and privileges at over 1,000 estblished merchant outlets in Singapore, Malaysia and Indonesia
Interest-Free Shopping (1)

Notes

  • (1) You can enjoy an interest-free period of 20 days from the statement date for all your retail purchases if the preceding month’s outstanding balance has been fully settled.
  • The CIMB CLASSIC MasterCard is designed for a comfortable credit limit of S$500, providing you with financial flexibility

Rating

  • Review Overview
  • Conditions and Eligibility

RatingSummary

5.7
Average

The CIMB CLASSIC MasterCard is designed for a comfortable credit limit of S$500, providing you with financial flexibility. It is well suited for tertiary student.

Review Overview

Shopping – 5.5

CashBack – 5.5

Advantages – 6

Advertisement

57

5.7

Average

Summary : The CIMB CLASSIC MasterCard is designed for a comfortable credit limit of S$500, providing you with financial flexibility. It is well suited for tertiary student.

User Rating: Be the first one !

6

  • Min. age: 21
  • Min. annual income: S$18,000
  • Tertiary student min. age: 18
  • Tertiary student min. income: none
  • Finance Charge for Retail Transactions: Finance Charge: 2.25% per month (effective interest rate 27% p.a. subject to compounding if the charges are not repaid in full) on the transaction amount, chargeable on a daily basis from the date of posting until receipt of full payment (Minimum charge: S$2.50) • No finance charges will be levied if payment is received in full by the “Payment Due Date”, and there is no balance carried forward from the previous statement.
  • Cash Advance fee: Fee: 6% of the amount withdrawn (minimum charge of S$15). • Finance Charge: 2.25% per month (effective interest rate 27% p.a. subject to compounding on the amount withdrawn), chargeable on a daily basis from the date of withdrawal until receipt of full payment (minimum charge of S$2.50).
  • Late Payment Charge: S$60 if (i) full payment of the outstanding balance (where the outstanding balance is S$50 and less) is not received by the payment due date; or (ii) if the Minimum Payment (where the outstanding balance exceeds S$50) specified in the Statement is not received by the payment due date.
  • Unsuccessful Payment Service Charge: S$40 for any returned cheque and S$10 for any rejected Interbank Giro payment
  • Minimum Payment: Where the outstanding balance is S$50 and less, the Cardmember must make full payment by the payment due date to avoid incurring Late Payment Charge. Where the outstanding balance exceeds S$50, the Cardmember may avoid incurring Late Payment Charge by making Minimum Payment by the payment due date as follows: • 3% of the outstanding balance or S$50 whichever is higher, plus any outstanding overdue amount from the previous statement • 3% of the outstanding balance or S$50 whichever is higher, plus the excess over the credit limit and any outstanding overdue amount from the previous statement

Don't Miss These:

  1. From now to 31 Oct 2018, enjoy 1-for-1 Dinner & High Tea Buffet at Marriott Cafe with OCBC cards. Reserve Online Now – Marriott Cafe
  2. Café Swiss is offering 50% off food bill for OCBC cardholders, till 30 Dec 2018. Reserve Online Now – Café Swiss
  3. Enjoy 1-for-1 buffet dinner at Seasonal Tastes with UOB cards, till 31 Oct 2018. Reserve Online Now – Seasonal Tastes
  4. Enjoy 1-for-1 buffet at Triple Three - Mandarin Orchard Singapore Hotel, with Maybank, DBS/POSB and UOB cards. Valid till 30 Sep, 31 Dec 2018 and 9 April 2019, respectively. Reserve Online Now – Triple Three
  5. From now to 31 Dec 2018, enjoy 1-for-1 weekday lunch buffet at Element – Amara Hotel Singapore with OCBC cards. Reserve Online Now – Element
  6. Enjoy 1-for-1 lunch/dinner buffet at The Carvery with SAFRA cards (from now to 30 Sep 2018). Reserve Online Now – The Cavery
  7. From now to 30 Sep 2018, SAFRA members and Maybank cardholders get to enjoy 50% off buffet and 1-for-1 Lunch & Dinner Buffet at Atrium Restaurant, respectively. Reserve Online Now – Atrium Restaurant
  8. From now to 30 Sep 2018, enjoy 1-for-1 weekday lunch buffet at AquaMarine with Maybank cards. Reserve Online Now – AquaMarine
  9. Enjoy 1 dines free with every 2 paying adults for Buffet Lunch, Hi-Tea and Dinner at Orchard Café, with Maybank cards. Valid till 30 Sep 2018. Reserve Online Now – Orchard Café
  10. This 2018, enjoy 1-for-1 buffet dinner & 4-for-3 buffet lunch promotions at Cafe Mosaic - Carlton Hotel, when you pay with DBS/POSB, Citibank, OCBC or UOB cards. Reserve Online Now - Cafe Mosaic

Advertisement

BEST CREDIT CARD DEALS IN SINGAPORE SEP 2018! Exclusive: Get $100 to $150 Cash Rewards for each card approved (on top of bank's welcome gifts).

Check Also

UOB Visa Signature Card

UOB Visa Signature Card is a good choice for customers who want to have a flexible and fine cash back credit card.

LEAVE A REPLY

Send this to a friend

Subscribe Now
If you like what you read, fill in the form to get the best deals straight into your mailbox.
PGlmcmFtZSBzcmM9Imh0dHBzOi8vd3d3LmZhY2Vib29rLmNvbS9wbHVnaW5zL2xpa2UucGhwP2hyZWY9aHR0cHMlM0ElMkYlMkZ3d3cuZmFjZWJvb2suY29tJTJGU0dEVGlwcyUyRiZ3aWR0aD03NyZsYXlvdXQ9YnV0dG9uX2NvdW50JmFjdGlvbj1saWtlJnNpemU9c21hbGwmc2hvd19mYWNlcz10cnVlJnNoYXJlPWZhbHNlJmhlaWdodD0yMSZhcHBJZD0yMTg5MTM0MjQ5ODM0NzAiIHdpZHRoPSI3NyIgaGVpZ2h0PSIyMSIgc3R5bGU9ImJvcmRlcjpub25lO292ZXJmbG93OmhpZGRlbiIgc2Nyb2xsaW5nPSJubyIgZnJhbWVib3JkZXI9IjAiIGFsbG93VHJhbnNwYXJlbmN5PSJ0cnVlIiBhbGxvdz0iZW5jcnlwdGVkLW1lZGlhIj48L2lmcmFtZT4NCjxkaXYgc3R5bGU9ImRpc3BsYXk6IGlubGluZS1ibG9jazsgbWFyZ2luLXJpZ2h0OiAxMHB4OyI+PGEgaHJlZj0iaHR0cHM6Ly90d2l0dGVyLmNvbS9TR0RUaXBzIiBjbGFzcz0idHdpdHRlci1mb2xsb3ctYnV0dG9uIiBkYXRhLXNob3ctY291bnQ9ImRlZmF1bHQiPkZvbGxvdyBAU0dEVGlwczwvYT48c2NyaXB0IGFzeW5jIHNyYz0iLy9wbGF0Zm9ybS50d2l0dGVyLmNvbS93aWRnZXRzLmpzIiBjaGFyc2V0PSJ1dGYtOCI+PC9zY3JpcHQ+PC9kaXY+DQo8ZGl2IHN0eWxlPSJkaXNwbGF5OiBpbmxpbmUtYmxvY2s7Ij48IS0tIFBsYWNlIHRoaXMgdGFnIGluIHlvdXIgaGVhZCBvciBqdXN0IGJlZm9yZSB5b3VyIGNsb3NlIGJvZHkgdGFnLiAtLT4NCjxzY3JpcHQgc3JjPSJodHRwczovL2FwaXMuZ29vZ2xlLmNvbS9qcy9wbGF0Zm9ybS5qcyIgYXN5bmMgZGVmZXI+PC9zY3JpcHQ+DQoNCjwhLS0gUGxhY2UgdGhpcyB0YWcgd2hlcmUgeW91IHdhbnQgdGhlIHdpZGdldCB0byByZW5kZXIuIC0tPg0KPGRpdiBjbGFzcz0iZy1mb2xsb3ciIGRhdGEtYW5ub3RhdGlvbj0iYnViYmxlIiBkYXRhLWhlaWdodD0iMjAiIGRhdGEtaHJlZj0iLy9wbHVzLmdvb2dsZS5jb20vdS8wLzEwMTg1NjYxMTA5MTM5Mjc0NDY3OCIgZGF0YS1yZWw9InB1Ymxpc2hlciI+PC9kaXY+PC9kaXY+
We never spam or sell your data! You are free to unsubscribe at any time you want.
   
Thanks for being awesome!
Almost finished... We need to confirm your email address. To complete the subscription process, please click the link in the email we just sent you.